Debtor/Creditor’s Rights

Creditor’s Rights:

Brian has worked as in-house counsel for Banks, Finance Companies and Insurance Companies for a substantial part of his twenty plus years of practice. He knows the bank’s rights and has exercised their remedies with respect to both personal and commercial loans.

He has worked sued debtors on behalf of banks to collect debts due, he has moved for appointment of receivers to collect rents related to real properties, and he has served as a receiver himself. He has been responsible for the closing of loans (both commercial and personal), and for handling real estate closings (both personal and commercial).

Brian has put his talent to work for his employers, recovering many thousands of dollars by knowing the bank’s rights. He is no stranger to executing against individuals and corporations alike. He continues to do so for his banking clients, who seek counsel who can competently represent and enforce the rights of creditors.


Debtor’s Rights:

Brian’s experience makes him uniquely qualified to understand the rights of debtors as well. He knows when a bank or credit card company has crossed the line. He knows the laws and regulations which the banks and insurance companies must follow before they may execute.

Brian has used his experience to return money to consumers which was inappropriately taken. He counsel’s people when they are in arrears on their mortgage, and they face foreclosure. You may trust Romanowsky Law to help guide you through a short sale, to protect your credit. Brian is experienced in helping clients establish terms with their creditors which can help them either retain their home, or leave it in an orderly manner – affording you as much time as possible.

When arrangements cannot be made, or in those circumstances where it’s just impossible to dig yourself out of a difficult financial situation, personal Bankruptcy may be the answer. Romanowsky Law can help you establish a financial “clean slate” by guiding you through Chapter 7 bankruptcy.


Contact The Firm

If you have questions regarding health care law, contact Romanowsky Law at 973-451-1116 or simply complete the online contact form on this website. The firm offers services in English and Spanish.