Brian Romanowsky

Mental Health Care Coverage Changes Mental Health Care Coverage Changes

People who require mental health coverage are happy to know that long awaited changes to the laws effecting insurance coverage have finally arrived. Those changes can be found in the new Affordable Care Act, (the “ACA”) and changes made to the Mental Heath Parity and Addiction Equity Act of 2008 (the “Parity Act”). Read More

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New Jersey’s “Codey Law” and the Prohibition Against Self-Referrals

Most physicians are generally aware of the “Stark” law, named after Congressman Pete Stark, which is the federal government’s attempt to prevent physician self-referrals of Medicare and Medicaid patients to health care services and facilities in which they have an ownership interest. Read More Here…

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Should You Sign a Reaffirmation Agreement to Save Your Home or Car?

Lets begin by explaining what a reaffirmation agreement is, and why and/or how it may apply to you. A Chapter 7 Bankruptcy is filed to wipe out all of the debts you may have. A reaffirmation agreement is an agreement whereby you agree to keep a specified debt. So why on earth would you ever

Should You Sign a Reaffirmation Agreement to Save Your Home or Car? Read More »

If I File for Protection Under Chapter 7 of the Bankruptcy Code, Can I Keep My House?

In true Lawyer fashion, “it depends!” Upon filing a petition in Chapter 7, all of your assets become part of an “estate” which is under the control of the Court Appointed Trustee.  You are entitled to certain exemptions under the federal code Read More Here…  

If I File for Protection Under Chapter 7 of the Bankruptcy Code, Can I Keep My House? Read More »