Brian Romanowsky

Should You Use a Bankruptcy Preparation Service Instead of a Lawyer?

Chances are, if you are considering bankruptcy, you already owe more than you can afford to pay. You may be tempted to “cut corners” and try filing bankruptcy without the aid of an attorney. Or you may consider using a “bankruptcy petition preparation service.” You may do so, but you should know the risks you …

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Healthcare Employment Agreement | Morristown, NJ | (973) 451-1116

Learn about why you should contact a healthcare law firm to review your physician employment contract. Call Brian Romanowsky today at (973) 451-1116. doctor agreements You may also want to consider this… http://www.studentdoctor.net/2011/04/physician-employment-agreements-read-the-fine-print/

Mental Health Care Coverage Changes Mental Health Care Coverage Changes

People who require mental health coverage are happy to know that long awaited changes to the laws effecting insurance coverage have finally arrived. Those changes can be found in the new Affordable Care Act, (the “ACA”) and changes made to the Mental Heath Parity and Addiction Equity Act of 2008 (the “Parity Act”). Read More …

Mental Health Care Coverage Changes Mental Health Care Coverage Changes Read More »

Should You Sign a Reaffirmation Agreement to Save Your Home or Car?

Lets begin by explaining what a reaffirmation agreement is, and why and/or how it may apply to you. A Chapter 7 Bankruptcy is filed to wipe out all of the debts you may have. A reaffirmation agreement is an agreement whereby you agree to keep a specified debt. So why on earth would you ever …

Should You Sign a Reaffirmation Agreement to Save Your Home or Car? Read More »

If I File for Protection Under Chapter 7 of the Bankruptcy Code, Can I Keep My House?

In true Lawyer fashion, “it depends!” Upon filing a petition in Chapter 7, all of your assets become part of an “estate” which is under the control of the Court Appointed Trustee.  You are entitled to certain exemptions under the federal code Read More Here…